Mathematics of Personal Finance (Dual Credit)

This dual credit course is designed to fulfill 1.0 full credit toward high school graduation requirements, including 0.5 credit of Mathematics (4th Year Elective) AND 0.5 credit of Personal Finance. The course is designed to help students build strong math skills while learning how to effectively manage personal finances. Lessons integrate essential mathematical concepts with real-life applications in budgeting, investing, saving, borrowing, and financial decision-making. Students will learn percentages, ratios, and algebraic equations in the context of managing money and making financial decisions. Students will engage in practical exercises and projects that simulate real-world financial scenarios and explore topics such as interest rates, credit scores, taxes, insurance, and risk management, learning how to create and manage budgets, analyze investment options, evaluate loan terms, make informed financial decisions, and develop healthy financial habits that will serve them beyond high school.